First Missouri State Bank

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First Missouri State Bank
(573) 334-9000
Cape Girardeau, MO

We are a community bank committed to providing high quality service to our customers, an excellent working environment for our employees, and are actively involved in the communities that we serve.

Core Values


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Reputation Focused

· To be considered by the community as a progressive, competitive, and sound local bank.



Financially Responsible Lending

· To have exemplary credit quality including quality loan underwriting, monitoring, and collections with minimal non-performing, non-earning assets and losses.



Highly Rated

· To achieve satisfactory ratings from regulatory authorities.



Community Involved

· To ensure the officers and employees of the bank are involved in causes and organizations for the betterment of our community.



Supportive of Senior Citizens

· To provide a program of bank services and social activities for our customers age 55 and older.



Small Business Friendly

· To provide credit and deposit products to support small business owners in our community.



Home Ownership Minded

· To be the premier residential lending bank with new construction programs and permanent mortgage loans that support community growth and home ownership.



Challenging of Associates

· Strive to maximize the potential of all associates for the betterment of the bank and the fulfillment of the associates.



Progressive and Visionary

· To set goals that challenges the status quo and creates an environment of strategic and productive planning