Quik Cash
Quik Cash
400 SE 4th Street,
Oak Grove, MO 64075
Phone:(816) 690-0071
QC helps customers meet their immediate financial needs between paychecks by providing payday loans. Also known as payday advances, deferred deposits, and cash advances, payday loans are short-term loans typically made between $100 and $500.
Getting a payday loan is simple: A QC customer simply completes a short application, and provides photo identification, a blank check, and any other documentation required by state law. The approval process usually takes only a few minutes. Once approved, the customer writes a check for the amount of the loan plus fees, and leaves with cash.
Our Customers
QC customers typically have annual household incomes of $25,000 to $50,000, have families, and are happy with their experience with payday loans. Each customer is employed or has a regular source of income, along with an active checking account. Many customers use the service to avoid costly bounced-check fees or late payment penalties.
About Payday Lending
Consumer demand and changes in the financial services marketplace led to rapid growth of payday loans. As banks began making more money from bounced-check fees and related “protection†plans, they quit offering small-denomination, short-term loans. Meanwhile, the number of states with laws enabling payday loans has grown from six in 1996 to more than 35 today. These laws often include consumer protections for payday loan customers.
In 2005, an estimated 23,000 payday loan locations served about 15 million U.S. households with about 100 million payday loans. Industry analysts believe this could more than double in the future.
Copyright 2009, QC Holdings, Inc.
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